From Cold Call to Close: A Full Deal Walk-Through

In this article, we’ll break down how long deals actually take to close, with real-world breakdowns, timelines, and friction points that most people gloss over.

Blogs

May 22, 2025

Everyone wants to know: how long does it really take to close a deal with a motivated seller?

The answer depends on the seller, the property, the paperwork, the title, and your own processes. Investors love to say “we can close in 7 days,” but that’s only half the truth.

Can you close in 7 days? Yes. Will you? Probably not.

In this article, we’ll break down how long deals actually take to close, with real-world breakdowns, timelines, and friction points that most people gloss over.

Whether you’re a seasoned buyer or just ramping up your off-market pipeline, this guide will help you set accurate expectations and avoid the most common time traps.

Why “7 Days or Less” Is the Exception, Not the Rule

Fast closing is a great marketing angle, but when you look at real transaction timelines, very few deals close that quickly.

Theoretically Possible, Rarely Practical

Yes, if:

  • The title is clean

  • The property has no liens or back taxes

  • The seller is organized and responsive

  • The contract is signed immediately

  • You already have funds available

  • There’s no need for inspections or additional documents

Then yes, it’s possible to close within a week. But here’s what usually happens instead.

What Delays Deals

Even with motivated sellers, here are common friction points:

  • Seller goes dark for days mid-negotiation

  • Title issues arise (old liens, unresolved judgments)

  • Inherited properties with unclear ownership

  • HOA documents, city violations, or unpermitted work

  • Unresponsive attorneys or escrow agents

  • Last-minute changes to the agreement

  • Sellers who “just need to think it over one more night”

Even when everyone’s motivated, things get messy. The goal is to move fast without rushing, and to have systems that keep momentum going.

Typical Timelines by Deal Type

Not all deals are created equal. Here’s a breakdown of what timelines usually look like across the most common types of motivated seller scenarios.

1. The Clean Free-and-Clear Deal

Average close: 7 to 14 days

This is the rare unicorn where:

  • Seller owns the home outright

  • Property is vacant or soon to be

  • No title issues

  • Seller has all documents and is emotionally ready

These can close fast. In some states, you can schedule the closing and fund within a week. But more often, they still stretch into 10–14 days due to coordination with the title or the seller’s schedule.

2. The Tax Delinquent Property

Average close: 21 to 30 days

Sellers behind on taxes often have other issues, deferred maintenance, outdated paperwork, and stress. Expect delays while:

  • Getting a payoff statement from the county

  • Resolving utility or municipal liens

  • Helping the seller get ID, documentation, or sign in person

It’s usually not the title search that slows you down; it’s the seller’s ability to take consistent action.

3. The Inherited House

Average close: 30 to 90+ days

Probate equals paperwork. Even if the heirs are eager, courts aren’t. Timeline depends on:

  • Whether probate has already been filed

  • Number of heirs involved

  • Whether the estate has debts to settle

  • How quickly attorneys process and respond

Best case: a trust is in place and the executor has authority. Worst case: no will, distant heirs, and court delays. These are often worth the wait, but they’re not fast flips.

4. The Preforeclosure Deal

Average close: 10 to 30 days

There’s urgency here, but also complexity. The seller may:

  • Be dealing with bankruptcy or a loan mod

  • Have multiple liens beyond the mortgage

  • Need help understanding their payoff or short sale options

To move fast, you need to:

  • Order a payoff immediately

  • Get the seller to sign quickly

  • Work with the lender to avoid last-minute roadblocks

If the foreclosure sale is less than 2 weeks out, the deal may be salvageable, but it’ll be tight.

5. The Off-Market Landlord Deal

Average close: 14 to 45 days

Landlords often move slowly, even when they say they’re ready. Their timelines depend on:

  • Tenant status (evictions or move-out dates)

  • Their tax planning (waiting until next quarter)

  • Personal indecision masked as “thinking about offers”

Deals close faster when the property is vacant and the seller is tired. They stretch out when the seller is semi-motivated and running a rental like a side hustle.

Step-by-Step Timeline of a Typical 30-Day Deal

Let’s walk through a standard deal timeline from first contact to closing.

Day 1: Initial Contact and Qualifying

  • You speak with a lead

  • Ask about motivation, condition, price, and timeline

  • Book a follow-up appointment or offer a presentation

Day 2–4: Appointment, Walkthrough, Offer

  • In-person or virtual property tour

  • Run numbers, confirm repair scope

  • Make a written offer with flexibility (close date, contingencies)

Day 5–7: Negotiation and Signing

  • Seller asks for changes or more time

  • You revise terms, get signatures on the agreement

  • Open escrow or contract with your attorney

Day 8–14: Title Search and Due Diligence

  • Title company searches liens, ownership, encumbrances

  • You verify property details (utilities, taxes, city records)

  • Coordinate any inspections or walk-throughs with contractors or partners

Day 15–21: Final Docs and Funding Prep

  • Get final payoff statements

  • Confirm closing statement (HUD or settlement sheet)

  • Assign a contract if wholesaling, or confirm funding if buying

Day 22–30: Closing

  • Schedule an in-person or remote signing with the seller

  • Deposit funds or collect assignment fee

  • Title transfers, deal is recorded, money changes hands

This is the best-case. Every step can be delayed if communication falters, the seller hesitates, or the title uncovers a problem.

Case Study 1: Closed in 9 Days (Fast, But Fragile)

Type: Out-of-state owner, vacant house
Motivation: Tired of taxes, inherited from father
Price: $84,000 cash
Outcome: Closed in 9 days

Timeline:

  • Day 1: Lead came in from direct mail

  • Day 2: Phone appointment, seller ready to sell now

  • Day 3: E-signed contract, clean title ordered

  • Day 7: Title cleared

  • Day 8: Closing scheduled

  • Day 9: Signed and funded

Lessons:

  • The speed came from responsiveness on both sides

  • The seller already had wiring instructions ready

  • The house had no mortgage or issues

  • But if the title had shown a lien or the seller had hesitated, this would’ve added weeks

Case Study 2: 6 Weeks Due to Title Issues

Type: Divorce situation
Motivation: Need to split proceeds, get out fast
Price: $220,000 with cash buyer lined up
Outcome: Closed in 43 days

Timeline:

  • Day 1: Walkthrough

  • Day 3: Signed contract

  • Day 7: Title reveals lien from unpaid contractor

  • Day 10–30: Seller fights lien, hires attorney

  • Day 31: Title clear

  • Day 35–42: Final docs, buyer funds

  • Day 43: Closed


Lessons:

  • Legal disputes slow everything down

  • Even when the seller is motivated, third-party issues drag things out

  • Buyers who don’t build in buffer time can lose deals or deposits

Case Study 3: 4.5 Months and Worth It

Type: Inherited property with four siblings
Motivation: Settling estate, selling as-is
Price: $142,500
Outcome: Closed after 137 days

Timeline:

  • Day 1–10: Initial contact, siblings not aligned

  • Day 11–30: Family agrees to sell

  • Day 31–60: Probate paperwork filed

  • Day 61–120: Waiting on court approval and signatures

  • Day 121–137: Final docs, buyer closes

Lessons:

  • High-profit deals often require patience

  • Relationships matter more than pressure

  • Knowing the legal process helped keep the deal alive

What Slows Deals Down (Even When Sellers Say “I’m Ready”)

Sellers often think they’re ready to sell, but delays come from overlooked realities.

1. They Don’t Have the Right Documents

This includes:

  • IDs

  • Death certificates

  • Trust paperwork

  • Mortgage payoff letters

  • Divorce decrees

  • Copies of deeds or past closing docs

You can’t close without them. Helping sellers gather and understand these is part of your job.

2. They Haven’t Talked to Family

Many “owners” are actually representatives of a family or group. They might say yes, then walk it back after a family call. These delays aren’t malicious; they’re emotional. Plan for them.

3. They Don’t Understand the Process

To you, it’s a simple real estate deal. To them, it might be their first sale, or their last. The uncertainty slows things down. Educate without overwhelming. Every question answered ahead of time saves days later.

How to Move Faster (Without Pushing People)

Closing fast isn’t about pressure. It’s about removing friction. Here’s how.

Build a Tight, Responsive Team

  • Use a title company or attorney that gets investor deals

  • Keep contractors and inspectors on standby

  • Have funding ready, not pending

  • Use mobile notaries or remote signings to cut travel delays

Over-Communicate Early

  • Set clear expectations (“We’ll need X, Y, Z to close”)

  • Send checklists to sellers

  • Follow up fast on missing documents

  • Keep everyone in the loop, especially if delays pop up

Know When to Back Off

  • If the seller hesitates, don’t push, ask questions

  • Give them space while still guiding the timeline

  • Closing fast is about confidence, not coercion

Conclusion

The truth is, there’s no universal answer to “how long does it take to close?” It depends on the seller, the property, and the people handling the deal. Fast deals do happen, but they’re built on preparation, communication, and knowing when to adjust.

If you’re working with motivated sellers, speed comes from being helpful, not from rushing. Set realistic expectations, keep things organized, and understand that most deals don’t die; they just take longer than you hoped.

And in the end, it’s often the investors who understand the process best that close more deals, not the ones who promise 7-day miracles.

Written By:

Austin Beveridge

Chief Operating Officer

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Join Thousands Of Satisfied Operators

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679

Live Users

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%

Satisfaction Rating

11
+

Markets Live

Discover

Join Thousands Of Satisfied Operators

Discover why top teams rely on Goliath to find motivated sellers. Get everything you need to prospect, nurture, and close more deals.

679

Live Users

$
23
M

Closed Deals

11
%

Satisfaction Rating

11
+

Markets Live